LoanGraphs vs PreApp 1003: the origination suite vs the LO workbench
PreApp 1003 sells all-in-one origination: POS, LOS, native CRM, PPE, e-sign, documents, even a contract-processing network. That is a broker operating system. LoanGraphs sells none of that file work. It sells the conversation around the file — and a free place to keep people who are not in a loan yet. Same rule as ARIVE: if PreApp is how you disclose, you do not “switch.” You add.
Reviewed August 13, 2026. Competitor prices and features below were copied from that vendor’s public pages and still need to be confirmed with them.
Who PreApp 1003 is (verified)
From preapp1003.com software overview, LOS/POS page, and pricing (fetched August 2026): tiers on the pricing matrix are PreApp 1003, PreApp Plus, Broker Plus, and Broker Plus Enterprise.
Lower tiers are POS-heavy (digital pre-app, URLA, Spanish, branded/co-branded apps, credit pulls, borrower portal). Broker Plus adds LOS, PPE, AUS (DU/LPA), disclosures, proprietary e-sign, processing tools, native CRM.
PPE is powered by Lender Price (their overview page). CRM 2.0 marketing (demo page): automated marketing, cobranded campaigns, video, analytics — on the origination suite, not as a standalone report tool.
No dollar prices appeared on the fetched pricing page. Confirm current PreApp pricing with PreApp 1003. They describe AWS-hosted backups and encryption. That is their security copy. We are not auditing it and we are not making a LoanGraphs security claim next to it.
- They emphasize mobile-friendly, cloud, no download.
- Confirm which tier unlocks which row on their matrix.
What LoanGraphs does instead — and in addition
Not an LOS. No 1003, no credit pull, no AUS, no e-sign, no disclosure library.
A borrower can complete a PreApp application and still not understand why you recommended the 5/6 ARM. That PDF is LoanGraphs.
- Free, $0 forever, no credit card — client and lead database plus U.S. market data for 3,200+ counties.
- Growth, $49/month or $580/year — purchase and refinance reports (up to four scenarios), Loan Estimate-style fee sections, home value / equity reports, Refi Miner, unlimited AI email (Gemini, Grok, and Claude tiers), and branding.
- Professional, $99/month or $1,180/year — everything in Growth. A Professional year-commit includes custom pricing integration free (live scenario pricing and Refi Miner from the source you connect).
- Enterprise (custom) — multi-user, branches, company branding, API, and dedicated support.
Feature comparison
PreApp and ARIVE are LOS competitors. LoanGraphs is neither.
| Job | PreApp 1003 is known for | LoanGraphs |
|---|---|---|
| Take the application | POS, URLA, Spanish, portal | No |
| Originate / disclose / e-sign | Broker Plus LOS + SignPlus | No |
| Price inside the file | Lender Price PPE | Custom pricing integration in reports |
| CRM + drips | Native CRM on higher tiers — confirm | Free database + reviewed AI email |
| Realtor-facing scenario grid | Confirm | Core Growth feature |
| After-close mining | Confirm CRM campaigns | Refi Miner + home value |
| Published price | Confirm with PreApp | $0 / Growth $49/mo or $580/yr / Enterprise |
Which one is the right buy?
When to pick PreApp 1003
- You need POS or a full broker LOS and you want those modules from one vendor.
- You want DU/LPA and disclosures in the same system as the app. Confirm which tier unlocks which row on their matrix.
- You are choosing where the file lives.
When to pick LoanGraphs
- The file already lives in PreApp, Encompass, ARIVE, or Byte.
- You need client-facing math and a $0 book.
- You want Refi Miner without buying another origination seat.
When to use both
- Pre-app and file — PreApp.
- Options for the borrower/realtor — LoanGraphs Growth.
- People not in a file — LoanGraphs Free (or PreApp CRM if you already live there; confirm overlap so you do not double-enter forever).
- If PreApp’s CRM 2.0 is already sending cobranded campaigns, keep it. LoanGraphs does not try to win a video-drip contest. It wins the numbers in the campaign.
Frequently Asked Questions
More Comparisons
Originate in PreApp. Report in LoanGraphs.
Originate in PreApp 1003 if that is your LOS. Add LoanGraphs Free ($0, no card) for the book. Growth is $49/month or $580/year. Professional is $99/month or $1,180/year; a Professional year-commit includes custom pricing integration free — beside the 1003, not instead of it.