LoanGraphs vs ARIVE: do not replace your LOS with a report tool
ARIVE is a loan origination platform. LoanGraphs is not. If a compare page tells an ARIVE broker to “switch to LoanGraphs,” that page is trying to rank, not to fund a loan. You still need a place for the 1003, disclosures, AUS, lender submission, and the file. LoanGraphs sits next to that. Same as it sits next to Encompass.
Reviewed August 13, 2026. Competitor prices and features below were copied from that vendor’s public pages and still need to be confirmed with them.
Who ARIVE is (verified)
From arive.com/about, pricing, FAQ, and demo pages (fetched August 2026): ARIVE’s public about page says it is an integrated LOS + POS + PPE + lender marketplace for independent brokers and non-delegated correspondents. Wizni owns ARIVE; relaunch late 2020 per their FAQ.
They advertise a free trial and no setup fees. Lender-marketplace headcount changes. The demo page we fetched showed a live-lender placeholder of 0. Confirm current integrated lenders with ARIVE. Do not quote a number from a blog.
- Published originator prices: Broker Core $59.99/user/mo or $49.99 billed yearly.
- Broker Pro $79.99 / $69.99 yearly — adds Zapier, built-in e-sign, LOS whitelabel, POS themes, external doc sharing.
- Non-Del $99.95/user/mo — MERS, margins, DocMagic disclosures, funding/reconcile items listed.
- Support and contract-processor seats are cheaper; see their page. Confirm current terms with ARIVE.
- Core feature set they list: LOS, POS, products & pricing, realtor portal, call reports, credit integrations, DU/LPA, DocuSign, Smart Fees (their claim), pre-approval generation.
What LoanGraphs does instead — and in addition
LoanGraphs is not an LOS. Use LoanGraphs for contacts, comparisons, market data, and reviewed outreach. Use your LOS for origination.
ARIVE’s PPE compares lender products for the file. LoanGraphs reports compare borrower choices for the conversation. You can — and should — run a pricing search in ARIVE and still send a LoanGraphs PDF to the realtor who does not have an ARIVE login.
LoanGraphs does not do AUS, e-sign, MERS, CD/UCD, NMLS call reports, or lender portal submit.
- Free, $0 forever, no credit card — client and lead database plus U.S. market data for 3,200+ counties.
- Growth, $49/month or $580/year — purchase and refinance reports (up to four scenarios), Loan Estimate-style fee sections, home value / equity reports, Refi Miner, unlimited AI email (Gemini, Grok, and Claude tiers), and branding.
- Professional, $99/month or $1,180/year — everything in Growth. A Professional year-commit includes custom pricing integration free (live scenario pricing and Refi Miner from the source you connect).
- Enterprise (custom) — multi-user, branches, company branding, API, and dedicated support.
Feature comparison
This is a job table, not a fake audit of ARIVE. Confirm current ARIVE modules in a trial.
| Job | ARIVE is known for | LoanGraphs |
|---|---|---|
| Originate the loan | LOS + POS + PPE | Not an LOS |
| Borrower application | POS / branded pre-app | Not a 1003 |
| Price the file to a lender | Built-in PPE, marketplace | Custom pricing integration inside reports |
| Disclose / e-sign | DocMagic / DocuSign / Arive e-sign on higher plans | No |
| Explain options to a human | Product comparison in-file — confirm UX | 4-scenario branded reports |
| Keep the book after funding | Confirm CRM depth with ARIVE | Free database + Refi Miner + home value |
| Published solo-ish price | From $49.99–$59.99 Core originator — confirm | $0 Free; Growth $49/mo or $580/yr |
Which one is the right buy?
When to pick ARIVE
- You are a broker or non-del who needs the file in one subscription.
- You want POS + PPE + LOS without a separate Encompass shop. Confirm lenders, AUS, and fees in a trial.
- You are choosing an origination system, not a marketing site.
When to pick LoanGraphs
- You already originate in ARIVE (or Byte, Encompass, Calyx, LendingPad) and the gap is the conversation and the book.
- You want market data and a CRM-like list without another originator seat.
- You need Refi Miner and home-value reports ARIVE does not lead with on its marketing homepage.
When to use both
- Always, if ARIVE is your LOS.
- Application, pricing to the investor, disclosures, submit — ARIVE.
- Realtor-facing purchase grid, consumer-readable break-even, past-client mining — LoanGraphs Growth.
- Contacts you are not ready to put in a loan file — LoanGraphs Free.
- ARIVE Pro lists Zapier. LoanGraphs Enterprise lists API. If you want a sync, confirm both sides — do not assume a native connector exists today.
Frequently Asked Questions
More Comparisons
Keep ARIVE. Add the report layer.
Keep ARIVE (or whatever LOS funds your loans). Add LoanGraphs Free — $0 forever, no credit card — for the book and market data. Growth is $49/month or $580/year. Professional is $99/month or $1,180/year; a Professional year-commit includes custom pricing integration free.