75601 — Gregg County, Texas Market Snapshot
Housing market data for zip code 75601 in Gregg County, Texas. Updated monthly with median prices, days on market, and more.
Market Sales Data
66 sales in 2026 (year to date)
Median Sale Price
$267,000
Days to Sell
75
Homes Sold
66
Inventory
74
Sale-to-List
88.3%
New Listings
65
Price/SqFt
$133
Pending Sales
71
Within Conforming Limit Estimate
At 5% down, the estimated base loan for the $267,000 median-priced home in 75601 is $253,650. The 2026 conforming limit is $832,750. The limit applies to the loan amount, not the home price. This estimate does not determine loan eligibility, approval, rate, fees, or mortgage insurance.
Market Insights
Market Temperature
The median listing-to-close time for the reported sales in 75601 is 75 days. Use this measure with the sale count, property type, condition, price range, and inventory. It does not predict competition or negotiation results for a specific home.
Sale-to-List Ratio
The reported average sale-to-list ratio in 75601 is 88.3%, or 11.7% below the last list price. This aggregate does not predict negotiation results for a specific home.
Conforming Loan Feasibility
At 5% down, the estimated base loan for the $267,000 median-priced home in 75601 is $253,650. The 2026 conforming limit is $832,750. The limit applies to the loan amount, not the home price. This estimate does not determine loan eligibility, approval, rate, fees, or mortgage insurance.
Loan limits in 75601 are set at the county level.
2026 Loan Limits — Gregg County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 75601
To purchase the median home at $267,000 with 5% down at the assumed 6.75% rate, the estimated monthly payment is approximately $2,301.
Monthly Payment
$2,301
Income Required
$98,630
Principal & Interest
$1,645/mo
Property Tax
$401/mo
Home Insurance
$150/mo
Estimated PMI
$106/mo
Down Payment (5%)
$13,350
Assumes a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800 annual insurance, and a 28% housing-to-income planning ratio. Planning estimate only. The income figure divides the displayed monthly housing estimate by a 28% housing-to-income ratio. It is not an approval rule. The mortgage insurance estimate uses 0.5% of the loan amount per year. Actual rates, taxes, insurance, mortgage insurance, HOA or condo dues, closing costs, repairs, utilities, other debts, and approval rules can differ. Compare actual terms and your Loan Estimate.
Mortgage Calculator
Estimate your monthly payment for a home in 75601.
Estimated Monthly Payment
$1,802
Estimates only. Actual payments, taxes, insurance, mortgage insurance, rates, and loan terms can differ. This calculator is not a loan offer.
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