LoanGraphs

Texas Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 254 Texas counties, plus monthly housing market data and affordability analysis.

TX

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

254

With loan limit data

Data Coverage

Monthly

Period shown on location pages

Texas Counties

County FIPS Code Conforming Limit (1-Unit)
Anderson County48001$832,750
Andrews County48003$832,750
Angelina County48005$832,750
Aransas County48007$832,750
Archer County48009$832,750
Armstrong County48011$832,750
Atascosa County48013$832,750
Austin County48015$832,750
Bailey County48017$832,750
Bandera County48019$832,750
Bastrop County48021$832,750
Baylor County48023$832,750
Bee County48025$832,750
Bell County48027$832,750
Bexar County48029$832,750
Blanco County48031$832,750
Borden County48033$832,750
Bosque County48035$832,750
Bowie County48037$832,750
Brazoria County48039$832,750
Brazos County48041$832,750
Brewster County48043$832,750
Briscoe County48045$832,750
Brooks County48047$832,750
Brown County48049$832,750
Burleson County48051$832,750
Burnet County48053$832,750
Caldwell County48055$832,750
Calhoun County48057$832,750
Callahan County48059$832,750
Cameron County48061$832,750
Camp County48063$832,750
Carson County48065$832,750
Cass County48067$832,750
Castro County48069$832,750
Chambers County48071$832,750
Cherokee County48073$832,750
Childress County48075$832,750
Clay County48077$832,750
Cochran County48079$832,750
Coke County48081$832,750
Coleman County48083$832,750
Collin County48085$832,750
Collingsworth County48087$832,750
Colorado County48089$832,750
Comal County48091$832,750
Comanche County48093$832,750
Concho County48095$832,750
Cooke County48097$832,750
Coryell County48099$832,750
Cottle County48101$832,750
Crane County48103$832,750
Crockett County48105$832,750
Crosby County48107$832,750
Culberson County48109$832,750
Dallam County48111$832,750
Dallas County48113$832,750
Dawson County48115$832,750
Deaf Smith County48117$832,750
Delta County48119$832,750
Denton County48121$832,750
DeWitt County48123$832,750
Dickens County48125$832,750
Dimmit County48127$832,750
Donley County48129$832,750
Duval County48131$832,750
Eastland County48133$832,750
Ector County48135$832,750
Edwards County48137$832,750
El Paso County48141$832,750
Ellis County48139$832,750
Erath County48143$832,750
Falls County48145$832,750
Fannin County48147$832,750
Fayette County48149$832,750
Fisher County48151$832,750
Floyd County48153$832,750
Foard County48155$832,750
Fort Bend County48157$832,750
Franklin County48159$832,750
Freestone County48161$832,750
Frio County48163$832,750
Gaines County48165$832,750
Galveston County48167$832,750
Garza County48169$832,750
Gillespie County48171$832,750
Glasscock County48173$832,750
Goliad County48175$832,750
Gonzales County48177$832,750
Gray County48179$832,750
Grayson County48181$832,750
Gregg County48183$832,750
Grimes County48185$832,750
Guadalupe County48187$832,750
Hale County48189$832,750
Hall County48191$832,750
Hamilton County48193$832,750
Hansford County48195$832,750
Hardeman County48197$832,750
Hardin County48199$832,750
Harris County48201$832,750
Harrison County48203$832,750
Hartley County48205$832,750
Haskell County48207$832,750
Hays County48209$832,750
Hemphill County48211$832,750
Henderson County48213$832,750
Hidalgo County48215$832,750
Hill County48217$832,750
Hockley County48219$832,750
Hood County48221$832,750
Hopkins County48223$832,750
Houston County48225$832,750
Howard County48227$832,750
Hudspeth County48229$832,750
Hunt County48231$832,750
Hutchinson County48233$832,750
Irion County48235$832,750
Jack County48237$832,750
Jackson County48239$832,750
Jasper County48241$832,750
Jeff Davis County48243$832,750
Jefferson County48245$832,750
Jim Hogg County48247$832,750
Jim Wells County48249$832,750
Johnson County48251$832,750
Jones County48253$832,750
Karnes County48255$832,750
Kaufman County48257$832,750
Kendall County48259$832,750
Kenedy County48261$832,750
Kent County48263$832,750
Kerr County48265$832,750
Kimble County48267$832,750
King County48269$832,750
Kinney County48271$832,750
Kleberg County48273$832,750
Knox County48275$832,750
La Salle County48283$832,750
Lamar County48277$832,750
Lamb County48279$832,750
Lampasas County48281$832,750
Lavaca County48285$832,750
Lee County48287$832,750
Leon County48289$832,750
Liberty County48291$832,750
Limestone County48293$832,750
Lipscomb County48295$832,750
Live Oak County48297$832,750
Llano County48299$832,750
Loving County48301$832,750
Lubbock County48303$832,750
Lynn County48305$832,750
Madison County48313$832,750
Marion County48315$832,750
Martin County48317$832,750
Mason County48319$832,750
Matagorda County48321$832,750
Maverick County48323$832,750
McCulloch County48307$832,750
McLennan County48309$832,750
McMullen County48311$832,750
Medina County48325$832,750
Menard County48327$832,750
Midland County48329$832,750
Milam County48331$832,750
Mills County48333$832,750
Mitchell County48335$832,750
Montague County48337$832,750
Montgomery County48339$832,750
Moore County48341$832,750
Morris County48343$832,750
Motley County48345$832,750
Nacogdoches County48347$832,750
Navarro County48349$832,750
Newton County48351$832,750
Nolan County48353$832,750
Nueces County48355$832,750
Ochiltree County48357$832,750
Oldham County48359$832,750
Orange County48361$832,750
Palo Pinto County48363$832,750
Panola County48365$832,750
Parker County48367$832,750
Parmer County48369$832,750
Pecos County48371$832,750
Polk County48373$832,750
Potter County48375$832,750
Presidio County48377$832,750
Rains County48379$832,750
Randall County48381$832,750
Reagan County48383$832,750
Real County48385$832,750
Red River County48387$832,750
Reeves County48389$832,750
Refugio County48391$832,750
Roberts County48393$832,750
Robertson County48395$832,750
Rockwall County48397$832,750
Runnels County48399$832,750
Rusk County48401$832,750
Sabine County48403$832,750
San Augustine County48405$832,750
San Jacinto County48407$832,750
San Patricio County48409$832,750
San Saba County48411$832,750
Schleicher County48413$832,750
Scurry County48415$832,750
Shackelford County48417$832,750
Shelby County48419$832,750
Sherman County48421$832,750
Smith County48423$832,750
Somervell County48425$832,750
Starr County48427$832,750
Stephens County48429$832,750
Sterling County48431$832,750
Stonewall County48433$832,750
Sutton County48435$832,750
Swisher County48437$832,750
Tarrant County48439$832,750
Taylor County48441$832,750
Terrell County48443$832,750
Terry County48445$832,750
Throckmorton County48447$832,750
Titus County48449$832,750
Tom Green County48451$832,750
Travis County48453$832,750
Trinity County48455$832,750
Tyler County48457$832,750
Upshur County48459$832,750
Upton County48461$832,750
Uvalde County48463$832,750
Val Verde County48465$832,750
Van Zandt County48467$832,750
Victoria County48469$832,750
Walker County48471$832,750
Waller County48473$832,750
Ward County48475$832,750
Washington County48477$832,750
Webb County48479$832,750
Wharton County48481$832,750
Wheeler County48483$832,750
Wichita County48485$832,750
Wilbarger County48487$832,750
Willacy County48489$832,750
Williamson County48491$832,750
Wilson County48493$832,750
Winkler County48495$832,750
Wise County48497$832,750
Wood County48499$832,750
Yoakum County48501$832,750
Young County48503$832,750
Zapata County48505$832,750
Zavala County48507$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Texas.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,586
Income Required$125,784/yr

Estimates only. Actual payments, taxes, insurance, mortgage insurance, rates, and loan terms can differ. This calculator is not a loan offer.

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