73080 — McClain County, Oklahoma Market Snapshot
Housing market data for zip code 73080 in McClain County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
33 sales in 2026 (year to date)
Median Sale Price
$210,550
Days to Sell
112
Homes Sold
33
Inventory
45
Sale-to-List
96.4%
New Listings
39
Price/SqFt
$149
Pending Sales
33
Within Conforming Limit Estimate
At 5% down, the estimated base loan for the $210,550 median-priced home in 73080 is $200,023. The 2026 conforming limit is $832,750. The limit applies to the loan amount, not the home price. This estimate does not determine loan eligibility, approval, rate, fees, or mortgage insurance.
Market Insights
Market Temperature
The median listing-to-close time for the reported sales in 73080 is 112 days. Use this measure with the sale count, property type, condition, price range, and inventory. It does not predict competition or negotiation results for a specific home.
Sale-to-List Ratio
The reported average sale-to-list ratio in 73080 is 96.4%, or 3.6% below the last list price. This aggregate does not predict negotiation results for a specific home.
Conforming Loan Feasibility
At 5% down, the estimated base loan for the $210,550 median-priced home in 73080 is $200,023. The 2026 conforming limit is $832,750. The limit applies to the loan amount, not the home price. This estimate does not determine loan eligibility, approval, rate, fees, or mortgage insurance.
Loan limits in 73080 are set at the county level.
2026 Loan Limits — McClain County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73080
To purchase the median home at $210,550 with 5% down at the assumed 6.75% rate, the estimated monthly payment is approximately $1,847.
Monthly Payment
$1,847
Income Required
$79,136
Principal & Interest
$1,297/mo
Property Tax
$316/mo
Home Insurance
$150/mo
Estimated PMI
$83/mo
Down Payment (5%)
$10,528
Assumes a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800 annual insurance, and a 28% housing-to-income planning ratio. Planning estimate only. The income figure divides the displayed monthly housing estimate by a 28% housing-to-income ratio. It is not an approval rule. The mortgage insurance estimate uses 0.5% of the loan amount per year. Actual rates, taxes, insurance, mortgage insurance, HOA or condo dues, closing costs, repairs, utilities, other debts, and approval rules can differ. Compare actual terms and your Loan Estimate.
Mortgage Calculator
Estimate your monthly payment for a home in 73080.
Estimated Monthly Payment
$1,453
Estimates only. Actual payments, taxes, insurance, mortgage insurance, rates, and loan terms can differ. This calculator is not a loan offer.
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