11024 — Nassau County, New York Market Snapshot
Housing market data for zip code 11024 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$2,950,500
Days to Sell
82
Homes Sold
12
Inventory
26
Sale-to-List
89.9%
New Listings
28
Price/SqFt
$767
Pending Sales
21
Above Conforming Limit Estimate
At 5% down, the estimated base loan for the $2,950,500 median-priced home in 11024 is $2,802,975. The 2026 conforming limit is $1,209,750. The limit applies to the loan amount, not the home price. The estimated base loan is $1,593,225 above the limit. A base loan at or below the limit would require at least 59.0% down before financed costs. This estimate does not determine loan eligibility, approval, rate, fees, or mortgage insurance.
Market Insights
Market Temperature
The median listing-to-close time for the reported sales in 11024 is 82 days. Use this measure with the sale count, property type, condition, price range, and inventory. It does not predict competition or negotiation results for a specific home.
Sale-to-List Ratio
The reported average sale-to-list ratio in 11024 is 89.9%, or 10.1% below the last list price. This aggregate does not predict negotiation results for a specific home.
Conforming Loan Feasibility
At 5% down, the estimated base loan for the $2,950,500 median-priced home in 11024 is $2,802,975. The 2026 conforming limit is $1,209,750. The limit applies to the loan amount, not the home price. The estimated base loan is $1,593,225 above the limit. A base loan at or below the limit would require at least 59.0% down before financed costs. This estimate does not determine loan eligibility, approval, rate, fees, or mortgage insurance.
Loan limits in 11024 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11024
To purchase the median home at $2,950,500 with 5% down at the assumed 6.75% rate, the estimated monthly payment is approximately $23,924.
Monthly Payment
$23,924
Income Required
$1,025,301
Principal & Interest
$18,180/mo
Property Tax
$4,426/mo
Home Insurance
$150/mo
Estimated PMI
$1,168/mo
Down Payment (5%)
$147,525
Assumes a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800 annual insurance, and a 28% housing-to-income planning ratio. Planning estimate only. The income figure divides the displayed monthly housing estimate by a 28% housing-to-income ratio. It is not an approval rule. The mortgage insurance estimate uses 0.5% of the loan amount per year. Actual rates, taxes, insurance, mortgage insurance, HOA or condo dues, closing costs, repairs, utilities, other debts, and approval rules can differ. Compare actual terms and your Loan Estimate.
Mortgage Calculator
Estimate your monthly payment for a home in 11024.
Estimated Monthly Payment
$18,410
Above the conforming limit. The estimated loan amount exceeds the $1,209,750 limit for 11024. This comparison does not determine loan eligibility or approval.
Estimates only. Actual payments, taxes, insurance, mortgage insurance, rates, and loan terms can differ. This calculator is not a loan offer.
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