68116 — Douglas County, Nebraska Market Snapshot
Housing market data for zip code 68116 in Douglas County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
137 sales in 2026 (year to date)
Median Sale Price
$359,586
Days to Sell
25
Homes Sold
137
Inventory
26
Sale-to-List
101.1%
New Listings
142
Price/SqFt
$179
Pending Sales
135
Within Conforming Limit Estimate
At 5% down, the estimated base loan for the $359,586 median-priced home in 68116 is $341,607. The 2026 conforming limit is $832,750. The limit applies to the loan amount, not the home price. This estimate does not determine loan eligibility, approval, rate, fees, or mortgage insurance.
Market Insights
Market Temperature
The median listing-to-close time for the reported sales in 68116 is 25 days. Use this measure with the sale count, property type, condition, price range, and inventory. It does not predict competition or negotiation results for a specific home.
Sale-to-List Ratio
The reported average sale-to-list ratio in 68116 is 101.1%. This aggregate does not predict the sale price or appraisal for a specific home.
Conforming Loan Feasibility
At 5% down, the estimated base loan for the $359,586 median-priced home in 68116 is $341,607. The 2026 conforming limit is $832,750. The limit applies to the loan amount, not the home price. This estimate does not determine loan eligibility, approval, rate, fees, or mortgage insurance.
Loan limits in 68116 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68116
To purchase the median home at $359,586 with 5% down at the assumed 6.75% rate, the estimated monthly payment is approximately $3,047.
Monthly Payment
$3,047
Income Required
$130,601
Principal & Interest
$2,216/mo
Property Tax
$539/mo
Home Insurance
$150/mo
Estimated PMI
$142/mo
Down Payment (5%)
$17,979
Assumes a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800 annual insurance, and a 28% housing-to-income planning ratio. Planning estimate only. The income figure divides the displayed monthly housing estimate by a 28% housing-to-income ratio. It is not an approval rule. The mortgage insurance estimate uses 0.5% of the loan amount per year. Actual rates, taxes, insurance, mortgage insurance, HOA or condo dues, closing costs, repairs, utilities, other debts, and approval rules can differ. Compare actual terms and your Loan Estimate.
Mortgage Calculator
Estimate your monthly payment for a home in 68116.
Estimated Monthly Payment
$2,375
Estimates only. Actual payments, taxes, insurance, mortgage insurance, rates, and loan terms can differ. This calculator is not a loan offer.
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