47448 — Bartholomew County, Indiana Market Snapshot
Housing market data for zip code 47448 in Bartholomew County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$446,000
Days to Sell
103
Homes Sold
27
Inventory
34
Sale-to-List
95.0%
New Listings
41
Price/SqFt
$200
Pending Sales
36
Within Conforming Limit Estimate
At 5% down, the estimated base loan for the $446,000 median-priced home in 47448 is $423,700. The 2026 conforming limit is $832,750. The limit applies to the loan amount, not the home price. This estimate does not determine loan eligibility, approval, rate, fees, or mortgage insurance.
Market Insights
Market Temperature
The median listing-to-close time for the reported sales in 47448 is 103 days. Use this measure with the sale count, property type, condition, price range, and inventory. It does not predict competition or negotiation results for a specific home.
Sale-to-List Ratio
The reported average sale-to-list ratio in 47448 is 95.0%, or 5.0% below the last list price. This aggregate does not predict negotiation results for a specific home.
Conforming Loan Feasibility
At 5% down, the estimated base loan for the $446,000 median-priced home in 47448 is $423,700. The 2026 conforming limit is $832,750. The limit applies to the loan amount, not the home price. This estimate does not determine loan eligibility, approval, rate, fees, or mortgage insurance.
Loan limits in 47448 are set at the county level.
2026 Loan Limits — Bartholomew County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47448
To purchase the median home at $446,000 with 5% down at the assumed 6.75% rate, the estimated monthly payment is approximately $3,744.
Monthly Payment
$3,744
Income Required
$160,442
Principal & Interest
$2,748/mo
Property Tax
$669/mo
Home Insurance
$150/mo
Estimated PMI
$177/mo
Down Payment (5%)
$22,300
Assumes a 30-year fixed loan at 6.75%, 1.8% property tax, $1,800 annual insurance, and a 28% housing-to-income planning ratio. Planning estimate only. The income figure divides the displayed monthly housing estimate by a 28% housing-to-income ratio. It is not an approval rule. The mortgage insurance estimate uses 0.5% of the loan amount per year. Actual rates, taxes, insurance, mortgage insurance, HOA or condo dues, closing costs, repairs, utilities, other debts, and approval rules can differ. Compare actual terms and your Loan Estimate.
Mortgage Calculator
Estimate your monthly payment for a home in 47448.
Estimated Monthly Payment
$2,910
Estimates only. Actual payments, taxes, insurance, mortgage insurance, rates, and loan terms can differ. This calculator is not a loan offer.
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